| Every adult beneficiary of a life insurance claim | | | | claimin insurance claim form. Different documents |
| form needs to fill out a proof of death form for | | | | are required for various policies. Examples of the |
| the company behind the life insurance policy. This | | | | most common are given below for your |
| requires a copy of the death certificate. Ask your | | | | reference : |
| insurance agent to get you these forms and help | | | | Auto - FIR (incase of bodily injuries/ property |
| with the process. All of you have to fill out other | | | | damages/ theft), Bills / cash memos pertaining to |
| associated forms too, that fulfill income reporting | | | | any repairs etc., Registration certificate/ Drivers |
| requirements for the IRS. The processing period | | | | license. Hospital cash - attending doctors' report, |
| should take less than a week. The insurance | | | | hospital discharge card/ proof of hospitalization |
| company will review your claim; confirm validity of | | | | with details of treatment. Cash personal accident |
| the policy and fulfillment of other requirements. If | | | | (weekly benefit) - doctors' report, disability |
| the insurance company feels the policy conditions | | | | certificate from the doctor (if any), investigation/ |
| have not been met, for instance the death | | | | lab reports (X-rays etc.), Original Admission / |
| certificate may be missing; the phase is likely to | | | | Discharge Card (if hospitalized), Employer's Leave |
| be delayed until the requisite information is | | | | Certificate specifying grade / designation, Salary |
| obtained. | | | | Details. Death claims - Attending Doctor's Report, |
| A right of action arises for any person who | | | | Death Certificate, Post Mortem / Coroner's |
| receives a personal injury as a result of a road | | | | Report, FIR, Police Inquest Report (where |
| traffic accident involving another driver's | | | | applicable). Personal accident (permanent disability) |
| negligence. This class of person could include | | | | - Doctor's Report, Disability Certificates from the |
| drivers, cyclists, pedestrians and passengers. | | | | Doctor (if any), Investigation / Lab Reports |
| Everyone driving a vehicle on the road should | | | | (X-rays etc.), Original Admission / Discharge Card, |
| have insurance, but this is not always the case. In | | | | Police Inquest Report (where applicable). |
| cases where the driver does not have insurance | | | | Each country sets on its own limits on how much |
| or where the driver is untraced the Motor | | | | minimum insurance claim is required. It may be |
| Insurers Bureau will step in in place of the insurer | | | | tempting to save on the insurance for automobile, |
| to protect the rights of innocent parties. | | | | but it is not worth the risk involved. Vehicle |
| Insurance claim forms are normally included in the | | | | insurance claim forms one of the biggest |
| welcome pack sent to you with your policy. If | | | | components of the total car cost, along with |
| you can't locate one you can download a form | | | | financing, warranties and maintenance and repair. |
| from the Internet or insurance company will | | | | An auto insurance specialist offers the following |
| arrange to send one to you. The Claims Analyst | | | | liabilities to a vehicle owner in a basic auto |
| will also give you a list of the documents that will | | | | insurance policy. |
| be required to enable speedy processing the | | | | |